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You will not find a successful business that doesn't
carry business insurance. In today's
society, it is absolutely mandatory to carry some form
of it, regardless of size or location. It doesn't
matter if you're performing out of your basement, or
if you're a large corporation in a high-rise building.
The range of business insurance coverage is huge, with
issues from lawsuits to disgruntled employees. Everyday
practices can backfire with enough force to cause a
disabling blow to the company. Case in point: You send
an employee, in his or her own vehicle, to make some
deliveries at a post office down the street. In route,
they are involved in an accident.
Guess where the finger may, and often times points?
If an incident occurs, and they are covered by auto
insurance, the best coverage you get is equivalent to
their range of coverage.
If they do not carry any auto insurance, then it can
be a world of
hurt for the employer. |
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